Terms of Service

1. Acceptance of Terms

By accessing and using the MoatList.com website and platform ("Service"), provided by MoatList ("we", "us", or "our"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our Service.

2. Description of Service

MoatList provides a data analytics and business research platform. The Service includes digital access to research reports, business metrics, and structural moat analysis for informational and educational purposes only.

3. No Financial Advice

MoatList is not a registered investment advisor, broker-dealer, or financial institution. All content, data, and analysis provided through the Service is for general informational purposes only and does not constitute financial, investment, legal, or tax advice. You are solely responsible for any decisions you make based on our data, and you should independently verify all information and consult with a licensed professional before making any investment decisions.

4. Payments and Subscriptions

Access to certain features of the Service requires payment. By providing a payment method, you expressly authorize us (via our third-party payment processor, Stripe) to charge the applicable fees.

All fees are exclusive of applicable taxes, which will be calculated and added at checkout where required. We reserve the right to change our pricing at any time, provided we give you reasonable notice of any changes for recurring subscriptions.

5. Intellectual Property

All content, algorithms, scores, and research materials provided on MoatList are the exclusive property of MoatList Ltd. You are granted a limited, non-exclusive, non-transferable license to access the Service for your personal or internal business use. You may not scrape, redistribute, resell, or commercially exploit our data without explicit written permission.

6. Limitation of Liability

To the maximum extent permitted by law, MoatList Ltd. shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your use of our Service.

7. Governing Law

These Terms shall be governed by and construed in accordance with the laws of England and Wales, without regard to its conflict of law provisions. Any legal actions or proceedings arising out of these Terms shall be brought exclusively in the courts of the United Kingdom.

8. Contact Us

If you have any questions about these Terms, please contact us at: support@moatlist.com.